What does the term "e-signature" refer to?

The term "e-signature" refers to a digital representation of a person's intent to sign a document. This concept is crucial in the realm of electronic transactions and legal agreements, as it encompasses various forms of digital signatures that indicate a party's consent or approval without the need for a physical signature.

E-signatures can take many forms, including typed names, clicks on a button indicating acceptance, or any other form of electronic evidence that signifies a person's agreement. The legal framework in many jurisdictions, including the United States, provides that e-signatures hold the same legal weight as traditional handwritten signatures, facilitating remote transactions and streamlining processes in various industries.

Other options provided do not accurately define an e-signature. An agreement signed in person is a traditional method of signing documents, which does not reflect the electronic nature of e-signatures. A handwritten signature scanned into a document, while it may involve a digital file, does not embody the essence of e-signatures as it is not created or utilized in an electronic environment. Lastly, a legally binding handwritten agreement involves physical signatures and notarization, distinct from any electronic or digital representation of consent.